First-Time Home Buyer’s Guide

   Buying your first home is a significant milestone, and I’m here to make the process smooth and rewarding. As your trusted agent, I’ll guide you through every step and ensure you benefit from available programs and incentives designed for first-time buyers.

      Incentives for First-Time Buyers

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• First-Time Home Buyer’s Tax Credit (FTHBC): Receive a 15% tax credit on up to $5,000 in eligible home purchase costs (e.g., legal fees, land transfer taxes).
• Land Transfer Tax Rebates: Save on provincial and municipal land transfer taxes (amounts vary by location).
• First-Time Home Buyer Incentive: Access shared equity options to lower your mortgage payments.
• RRSP Home Buyers’ Plan (HBP): Withdraw up to $35,000 from your RRSP tax-free for a down payment.

Who Qualifies?

     You’re eligible if neither you nor your spouse/common-law partner has owned and lived in a home in the year of purchase or the four previous years.*

Additional Perks for My Clients

• Mortgage Pre-Approval Assistance
• Free Pre-Moving Cleaning Service
• Free Moving Services*
• Post Sale Renovation Assisstance*

   Let’s make your dream of homeownership a reality. Contact me today to get started!

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* Some Conditions May Apply , Some Packages or Offers Can Not be Combined Together, Please Call for Details.